Short Term Car Insurance - Temporary Coverage!

Anyone looking for car insurance in today's market is faced with numerous options. Traditionally, the year-long insurance has been the norm in the market. Most dealers, when they deliver the car to the customer, automatically provide this kind of car insurance. More often than not, it is a package deal that is offered by some of the larger insurance companies, or locally renowned insurance service providers.

Trouble is it may not be the most suitable cover to serve your specific needs! Consider the following:

• What happens when one of your family members takes your car out for a spin, but the cover happens to be on your name?

• Conversely, if you take another person's car for a drive, will you be covered if you happen to meet with an accident (hopefully minor!)

• If you use a driver, does the policy automatically cover them?

• If you only use your car occasionally, why pay a premium for year-long insurance cover?

Most package-deal car insurance policies don't automatically cover such eventualities. What's more! Since the cover lasts for the duration of a year, the premium amounts you are required to pay can be very high. This is where the concept of short term car insurance (or day car insurance as it is better known) can prove to be a life saver. A money saver too, depending on your perspective!

Short term cover is highly suitable for:

• Those hiring a car or borrowing a friend's vehicle

• Those lending a car to a friend or relative

• Those employing drivers to drive them around or even

• Temporary additional drivers, which could include overseas visitors

So, you no longer need to pay a high premium to get coverage that is structured to suit your specific requirements. Day car insurance is quick, reliable and is often offered by some of the biggest and most renowned companies in the insurance business. Since the coverage is for a day (maybe ranging up to a few weeks) the formalities you need to complete are minimal. You can get access to this kind of insurance very quickly. This makes it ideal for the business traveller. In fact, most car rental firms like Avis and Hertz offer this kind of quick, efficient car insurance to clients who use their daily or weekly car rental services.

So the next time you are looking for affordable insurance for a short trip, make sure to check out the options offered by companies dealing with day car insurance. Be aware though that like any other commodity, you will need to do a bit of research to identify the company that offers a plan that suits your specific needs. However, considering that this is becoming a regular feature, you should not have too much of trouble. Happy motoring!

Sadhana D, Expert Author, Platinum author

For more information on Short Term Car Insurance:

Short Term Car Insurance

Information on Day Insurance:

Day Insurance

Article Source: http://EzineArticles.com/?expert=Sadhna_D