Where can you find the best quote on your auto insurance? The answer is no further than your computer - insurance comparison websites on the Internet.
Why Use Insurance Comparison Websites?
When you buy auto insurance, it's very important that you take time to shop around and compare rates from several different companies. The quote you get from one company can be hundreds of dollars more a year than the quote from another company!
Of course, you can get quotes to compare by calling or visiting several insurance agencies in your city or neighborhood. However, the Internet is a much faster and easier option for doing your comparison shopping. It only takes a few minutes and can do it from the comfort of your home.
What's Involved?
All you have to do is go to an insurance comparison website and type in information about yourself and your insurance needs. For example, you'll need to enter:
* Your vehicle's make and model.
* Information about your driving record, such as accidents and tickets.
* The amount of coverage that you want. Remember that you must at least meet your state's minimum limits. You can go to your state's Department of Insurance website to find out what those limits are.
* Whether you want comprehensive and collision coverage. Collision coverage pays to repair or replace your car after an accident, while comprehensive coverage pays for other damage to your car, such as caused by hail, vandalism, or theft. (Note that both cover only up to the Blue Book value of your car.)
* If you do choose to get comprehensive and collision coverage, what deductible you want. The higher your deductible is, the lower your premium will be. For example, raising your deductible from $250 to $1,000 can save you up to 50%.
Once you have all your information entered, you submit the form and wait for your quotes to arrive. You will receive quotes from several different companies, all of which are guaranteed to be A-rated. It's an easy matter to compare the quotes and choose an affordable policy.
Visit http://www.LowerRateQuotes.com or click on the following link to get the best auto insurance quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section, and get answers to your questions from an insurance expert by using their online chat service.
The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written numerous articles on where to get the best auto insurance quote.
Article Source: http://EzineArticles.com/?expert=Brian_Stevens
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